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Nsromapa
Nsromapa running across a laptop, tablet, phone and watch

Own an iPhone.Own an iPhone., Own a MacBook., Own an iPad., Own an Apple Watch.Pay your way.

Pick your device, verify your Ghana Card and MoMo right on your phone, and collect it from a partner within 24 hours. A small deposit, then pay weekly or monthly.

Pay weekly or monthly · no bank account needed

  1. Choose it
  2. Verify it
  3. Collect it

Pick your device online.

Browse the lineup and choose the one you want, every price and payment plan is shown up front. No shop visit needed to start.

The Nsromapa app showing a device and its payment plans
Nsromapa

Verify your
identity

Two quick steps, all from your phone.

Ghana Card

Verified

6 month MoMo statement

In review, usually under a minute

Almost doneStep 2 of 2

We'll text you the moment you're approved

Keep the app open, most decisions land in under a minute. No shop visit needed.

No bank account · no payslip · no guarantor

The Nsromapa app showing the payment schedule

No bank account. No collateral. No interest surprises.

Most people in Ghana can afford a good phone. What they can't afford is all of it at once. We fix the timing, not the price. You pay a fair, fixed total that we show you in writing before you agree to anything.

  • 0 weeks

    A term that finishes. No rolling debt, no renewals.

  • 0 sec

    To pay from the app and see your balance update.

  • GH₵ 0

    Extra to pay off early. Settle any time, at the cash price left.

Genuine Apple devices, made actually affordable.

The lineup, one simple plan

Whatever is on the shelf today, every one checked and covered. Pay a deposit up front, then weekly or monthly instalments, and pick whichever one actually fits your life.

A lineup of iPhone models, Pro, Plus and standard

Secured by the device, not your family

No guarantor, no collateral, nobody else on the hook if a week goes badly. The device itself is the security, which is exactly why the deposit can stay small. Fall far behind and it locks, always after warnings and never for emergency calls.

A financed device locked for nonpayment

Your whole plan, on one screen

Balance, next payment, every receipt and your full written terms, in the Nsromapa app, always. Paying takes about ten seconds and the balance updates while you watch.

iPad and iPhone running the Nsromapa app

More than a phone

MacBook, iPad and Apple Watch go on the same terms, same deposit, same written disclosure, same fixed total, same choice of weekly, fortnightly or monthly. Nothing about the plan changes because the device does.

iPhone, iPad, MacBook, Apple Watch and Apple TV

Nothing compounds, nothing moves

Your total is fixed the day you sign. It doesn't grow because you're late, there's no interest rate to compound, and settling early always costs you less, with no penalty for asking.

A Mac showing the Nsromapa plan summary

The lineup

Pick the one you actually want.

See everything we finance.

iPhone, iPad and Apple Watch, with the deposit and instalment on every one.

All devices

These figures come from our pricing policy for this device. You choose the term and rhythm; the exact numbers for you are set out in full in your written agreement before you sign anything.

Real devices. Real warranties. No clones.

Every device is sourced through our own supply chain and checked before it reaches you. Nothing on this site is a lookalike, and nothing arrives without its warranty intact.

Apple devices in profile

Straight with you

Here's the part we won't bury.

This is finance, not a giveaway. You should know exactly what you're agreeing to before you agree to it, so we put it on the website, not just on page nine of a contract.

The device stays ours until it's paid off.
That's what makes the deposit small enough to be realistic. The moment your final payment clears, ownership transfers to you and the management profile is removed for good.
If you stop paying, the phone gets restricted.
It happens in stages, and never without warning: reminders first, then limits on some apps, and only then a lock. Calls to emergency services always work, and paying restores everything within seconds, automatically.
We ask for your location while the plan runs.
It's a condition of the plan and it's in your written terms. It exists so a financed device can be recovered if it's stolen, and it stops when your plan ends.
Paying early always saves you money.
Ask for a settlement figure any time. There's no early payoff penalty and no fee for asking.

For shops and agents

Sell more phones. Keep your stock.

You keep owning the inventory. We finance the customer, handle the checks, and pay you the full amount in less than 24 hours of every sale. You never wait on their instalments.

  • Sign up with your phone number, no paperwork to start.
  • Onboard a customer at the counter in under ten minutes.
  • Get paid in full within 24 hours, the plan is ours to collect.

Start with a deposit. Finish with an iPhone.

Talk to us on WhatsApp and we'll tell you what you qualify for, before you go anywhere.

Partner shops across Ghana Terms in writing, before you sign Genuine, warrantied devices